Skip to Main Content

Multi-Functional Standards

Multi-Functional Data Standards

ACORD provides Standards that span multiple functions and programs across the insurance value chain. These areas are constantly evolving to meet the emerging needs and capabilities of industry stakeholders.

Employee Benefits Standards

This ACORD Standard focuses on simplifying the employee benefit enrollment experience through seamless integrations that drive quality, reduce cost, and increase speed to market.

Joint Producer Licensing & Appointments Standards

This Standard supports the necessary transactions to share insurance agent/agency contracts, licensing, appointment, certification and training information between all key trading partners.

Delegated Authority Standards

ACORD Standards for Delegated Authority support the requirements from data capture of the initial risk through to bind, and subsequent premium and claims reporting. ACORD Delegated Authority Data Standards are available in a fully indexed and searchable format.  The main release components are:

  • Release Notes: A list of changes applied to this standard since its last release
  • Help File: reference document for primary source of information for the Standard
  • Schema Files: used to validate an XML document 
  • Business Process Guide:  high-level process flows supporting the policy lifecycle
  • XML Sample Files: Example XML messages illustrating best practice message design
  • Data Requirements: List of London market data requirements supported by this release including XPath mappings to support consistent implementation
  • Cross Industry Schemas: common xml schema for open standards required for implementation

Below are the most recent versions of the ACORD Delegated Authority Standards releases. There are also Delegated Authority Messaging Standards included in the ACORD P&C XML Standards.


Next-Generation Digital Standards

See the ACORD Next-Generation Digital Standards page for more information on ACORD's Data Standards for microservices, API's, and other fine-grained insurance transactions.


For more information, or access to older versions of ACORD Data Standards, please contact Member Services.