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ACORD Data Standards

ACORD is committed to helping the industry achieve the goal of straight-through processing.

We offer many Standards, as well as implementation guides and construction tools, to ACORD members.

Once you join the proper ACORD membership or participation program, you will need to set up an account on to access the Standards and corresponding files available for that program. Please register and create your account if you have not already done so. If you already have an account, simply sign in with the credentials provided to you.

If you are interested in ACORD Membership, please email Member Services or call (845) 620-1700. For more information on the value of Standards to your organization, see Why Standards?



Property & Casualty

XML & AL3 Standards and documentation, including Workers' Compensation.


Life & Annuity

XML Standards and documentation, and DTCC EDI specification files.



Including Producer Licensing, Digital Standards, and Employee Benefits.



Global Reinsurance & Large Commercial

XML Standards and documentation.



Including Asia-Pacific General Insurance and Australia / New Zealand Life Insurance.


Southern Africa

XML Standards and documentation for Short-Term Insurance.


Global Multi-Functional

Including Delegated Authority and Common Services.

ACORD facilitates an open Standards development process.

Changes to the ACORD Standards are proposed, presented for review, and voted on by members. Get involved to have a voice in the future of the Standards, and the industry. See the Maintenance Request Reports for more information on recent and upcoming changes to the Standards.